WILMOT, S.D. -- South Dakota resident Linda Seefeldt's comments at Sen. John Thune's recent Watertown, S.D., town hall meeting describe how federal health insurance regulations enable health insurance companies to defraud all Americans.
Seefeldt's health basically is good, yet she says her best available policy had a $7,500 deductible, along with a prohibitively high premium. In other words, the best health care system in the world has families paying nearly all medical costs in addition to the added penalty of expensive health insurance premiums.
The patient's Catch-22 is that with ever-growing deductibles and costs, the patient can be assured of several government-endorsed options, such as raising premiums, dramatically or dropping coverage or capping payouts. Just as sure as Medicare is the government health insurance option for seniors, this government-supported health insurance fraud is today's government option for everybody else.
There is health insurance safe harbor for many Americans, such as Thune, who have special groups to protect their access to affordable health insurance. I wonder why all Americans cannot access the health insurance exchange afforded all senators and congressmen? Unlike individuals and small businesses government employees and larger company employees usually can find health insurance safe harbor if they remain healthy enough to work.
Our health care system is, in reality, a mandatory government health plan that gives health insurance bureaucrats the right to pull the plug on grandma, the right to pull the plug on children, the right to pay themselves bonuses based on more coverage denied and the right to keep their entire fraud in place through paid-for lies called advertising.
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A government insurance option similar to our seniors' Medicare insurance option likely is the only true option to our current government-enabled predatory health insurance that defrauds all Americans and preys especially on the most vulnerable.
Editor's Note: Swayze farms in Wilmot, S.D.
